Learn About Desert Schools Credit Union
Desert Schools credit union, a federal credit union in Arizona, is one of the top credit unions in the nation. Membership has recently reached 350,000 members. It’s a Credit Union that offers personalized service when compared to banks. Whereas shareholders own banks, the depositors own a credit union. Let’s look more deeply into this institution.
Desert Schools Credit Union is the number one credit Union in the state as far as car loans are concerned – it ranks 15th in the country. This is important since auto loans are one of the primary reasons people go to banks and credit unions for money. Nobody wants to even look for a car without having the financing secured. Crafty sales people and finance managers can add thousands to the cost of a car with a loan. Don’t think those 0% APR loans are any better. It’s best not to depend on dealer loans. Your power to negotiate will increase. A rule of thumb is if the sales person moves from the “I’m your buddy” routine to “how can you do this to me” or to the angry sales person trying to intimidate you, then you’re doing a good job of negotiating.
Desert School credit union offers very flexible financing for vehicles. They directly work with over 200 participating dealers and businesses to make sure the loan experience for the buyer is smooth. This is a win win situation. This way the consumer can still get a good loan without having to guesstimate on the financing he’ll need in advance.
Desert School credit union vehicle loans aren’t just limited to cars. The credit union also offers loans for motorcycles, boats and personal water craft. They realize people want fun from vehicles as well as utility. Speaking of fun, there are also loans available for pools. It seems a bit extreme, but in the Arizona heat a pool is a much more standard home feature than it is in other cooler parts of the country.
In the beginning Desert Schools Credit Union had 15 members and a total of in assets. Today the credit union has 350,000 members who collectively have deposited over billion. For those interested in math that’s a growth of forty million times, or four billion percent.
If you live in Arizona, become a member of the Desert Schools credit union. It’s FDIC insured.
